Through insurance and community involvement, Victoria Ares is protecting what matters most across the Midlands
When Victoria Ares moved from Virginia to South Carolina in 2008, she didn’t just begin a new career—she discovered her calling. What started as a job in insurance, answering phones and taking payments, soon became a mission to help people feel protected, prepared, and supported when life takes an unexpected turn.
By 2014, her dedication and passion led her to open her own Allstate agency in Ballentine, where she now leads a dynamic team of four full-time agents and two part-time administrative professionals. Together, they’ve built more than a business; they’ve built relationships grounded in trust, compassion, and genuine care for their neighbors.
“I’m an educator by heart, a mom and an educator,” Ares said. “I love to take care of people. With insurance, you need to make sure that they have the right coverage so that when the unthinkable happens, you’re able to help them get their car or their house back together.”
For Ares, insurance isn’t just about the policies and premiums. It’s about the people she serves. She brings empathy and understanding to every client interaction as she works to protect families and their futures.
“I say it one hundred times a day, but there are so many people who pay their insurance and don’t really know what they are paying for,” Ares shared. “They pay their cell phone bill and know what they’re getting. They pay their light bill and know what they’re getting. So many people pay their insurance and then they get into a car accident, and they hold their breath because they don’t know what their coverage is. Or a tree falls on their house, and they wonder if they are covered for that. We do a good job on the front end to set people up successfully. Yes, everyone wants the best price and we’re going to give you the best number we can, but we make sure you know what you’re paying for by explaining coverages without all the insurance jargon.”
The team is proactive in ensuring that all of their clients are properly insured. “One thing that sets us apart is we don’t wait for our customers to call us,” Ares said. “We proactively reach out to our customers once a year at their renewal to check in and make sure they don’t need to update their coverage and they still qualify for the best rate. Have their needs changed? Do they have a new driver in the household? Did they have a child and need to add life insurance? Did they add on to their home?”
Many people don’t realize how complex insurance coverage can be or how easy it is to overlook important details until it’s too late. That’s where her expertise truly shines. She takes the time to educate her clients, helping them understand what coverage they have, what they might be missing, and how to make sure their families and assets are fully protected.
That sense of service extends far beyond the walls of her office. Ares and her team are deeply involved in the Irmo and Chapin communities, supporting local schools and sponsoring events that bring people together. From the Chapin Labor Day Parade and Halloween at the Park at Crooked Creek to 5K fundraisers and programs at area elementary, middle, and high schools, the Ares team is always looking for ways to give back.
“We participated in the Labor Day Parade this year where we had a float and threw out some footballs as Team Allstate,” Ares said. “Chapin is booming and growing, and it’s just fun to be a part of it all. I’ve been here since 2008 and to see it all grow, and all the new faces and new businesses— It’s just great to be a part of it.”
You’ll find the Ares team out and about interacting with their neighbors all year long. Recently, they gave a shout out to local teachers on their social media encouraging clients and followers alike to nominate their favorite teacher to win a fully-loaded basket of supplies to celebrate the start of the new school year. Several team members ran a 5K together at Chapin High School, and in October, the whole team ventured out to Halloween at the Park to hand out treats along the trail.
Ares was recently voted in as a new board member for the Greater Chapin Chamber of Commerce beginning in January 2026. “I feel grateful, inspired, and ready to serve this amazing community that I love so much,” she said.
Ares and her team’s dedication to both their clients and their community is what continues to drive their success. They believe that being a trusted local agent means more than writing policies. It means cultivating relationships that last through all of life’s milestones and challenges. Together, they celebrate first homes, new cars, and growing families, and they provide support during the tough moments, too. It’s what makes the work meaningful to the entire team.
Through hard work, heart, and a true commitment to service, Victoria Ares has built more than a successful insurance agency—she’s built a legacy of care in South Carolina.
Victoria Ares Allstate Insurance
100 Obrian Way
Irmo, SC
(803) 794-5550